Commencement Bank's Online Banking is available for personal and business accounts.  

To enroll for personal accounts, click here to access the enrollment form.  The registration process typically takes 2 business days.  At that time you will receive an email from the bank with your User ID and password.  If you have any questions, please contact Commencement Online Banking at (253) 284-1812 or onlinebanking@commencementbank.com.

To enroll for business accounts, contact the Cash Management Department at (253) 284-1806 or onlinebanking@commencementbank.com to obtain an application.  We have a number of online banking packages to choose from based on your individual business needs.  

ONLINE SECURITY

In the fall of 2005, the Federal Financial Institutions Examination Council (FFIEC), the regulators overseeing bank and credit unions, communicated that passwords will no longer be acceptable as the sole means of achieving online security.  Multifactor authentication (MFA) was the recommended solution. Multifactor Authentication consists of validation and authentication of an individual using more than one method of verification. Generally, this is accomplished by verifying three things:

1. Something you are, in the form of identifying information like your dog's name or where you went to high school.
2. Something you have, for example a driver's license, or a security token.
3. Something you know, such as a password or PIN.

• Something you are—you will create three (3) question and answer pairs. This allows us to verify that you are in fact, you, by presenting you with a question that only YOU know the answer to. If you don't answer the question correctly, you will not gain access to your accounts.
• Something you have—you will create a "Security Key". This allows you to verify that you have reached our Online Banking site, and not some other site. Every time you attempt to log in to your accounts, we will send you a graphical representation of the Security Key that you created. If you do not see that Security Key or it is not the one you created then you know that you are NOT at OUR site. If this happens, please contact us immediately.
• Something you know—this is your password.